Aadhaar Banking is AEPS (Aadhaar Enabled Payment System) powered digital banking service that enables retailers to provide basic banking functions such as cash withdrawal, balance inquiry, and domestic money remittances to their customers and earn money as commission. All that any retailer needs to do is to signup as a PJD Technologies India Limited retailer and start providing these services. These 3 services can be done through the AEPS.


  • Balance Check
  • Cash Deposit
  • Cash Withdrawal

It is a win-win situation for both – the local retailers and the customers. Instead of searching for ATMs or standing at long queues at bank branches, customers can walk up to any PJD Technologies India Limited retail store and conduct banking transactions with their Aadhaar number and fingerprint authentication. At the local store, customers can withdraw cash, or instantly transfer money to any bank account in India with ease and convenience.However, It gives you only basic services.

  • 1)Get money from back account
  • 2)No signature
  • 3)No Debit Card
  • 4)No visiting branches
  • 5)Easy authentication


  • Offer value-added services to your customers at your store. Attract more customers
  • Provide convenient banking experience to your customers
  • Earn more commission by offering cash withdrawal services
  • Efficient use of cash-in-drawer